Level-Funded Health Plans

Level Funded Health Plans

Welcome to the premier resource for Level-Funded Health Plans—bridging the gap between traditional fully-insured plans and self-insurance. Discover how your business can benefit from the flexibility and potential savings of a level-funded health strategy.

What Are Level-Funded Health Plans?

Level-funded health plans are an innovative insurance solution that combines the predictability of a fixed monthly cost with the potential savings of self-insurance. Ideal for small to mid-sized businesses, these plans offer financial stability and cost transparency, while also allowing businesses to benefit from unused premium dollars.

How It Works

In a level-funded plan, your business pays a fixed monthly premium to cover estimated claims. These payments go into a reserve fund used exclusively for your health claims. At the end of the year, if your claims are lower than expected, your business may receive a rebate or credit toward future premiums.

Plan Design and Implementation

We work closely with you to design a health plan that fits the unique needs of your employees and budget. Our comprehensive approach ensures that your plan is implemented smoothly and complies with all regulatory requirements.

Claims Management and Risk Assessment

Effective claims management and accurate risk assessment are key to maximizing the benefits of a level-funded plan. Our expertise ensures that your claims are managed efficiently, keeping costs down and predictability high.

Cost Management and Optimization

Our ongoing cost management services help ensure that your health plan remains financially beneficial over time. We monitor healthcare trends and provide recommendations to keep your plan competitive and cost-effective.

Why Choose Level-Funded Plans?

Cost Control: Gain control over your healthcare expenses with predictable monthly payments and the potential for year-end savings.
Flexibility: Customize your plan features to match your workforce needs and adjust your coverage as those needs change.
Transparency: With level-funded plans, you know where every dollar of your healthcare spending is going, helping you make better-informed decisions.

Click ME