Hospital indemnity insurance is a type of supplemental insurance that pays a fixed daily, weekly, or monthly amount directly to you if you are hospitalized. These funds can be used to help with expenses not covered by your main health insurance, such as copays, deductibles, and everyday living expenses.
With hospital indemnity insurance, you can focus on your recovery without worrying about the financial burden of an unexpected hospital stay. This coverage ensures that hospitalization doesn’t impact your financial stability.
Our Standard Plan offers a basic daily benefit that helps cover the cost of hospital stays and associated medical services. It’s an affordable way to add an extra layer of financial protection.
For those looking for more comprehensive coverage, our Enhanced Plan includes increased daily benefits, coverage for additional services such as ICU stays, and even larger payouts for extended hospitalization.
Our Premium Plan is the ultimate in hospital indemnity coverage, offering the highest daily benefit rates, along with benefits for critical care and a range of other medical incidents that might lead to hospitalization.