Privacy Policy
At AWH Appointed Worldwide Holdings, protecting your privacy is our top priority. This Privacy Policy outlines how we collect, use, share, and protect your personal information in compliance with U.S. laws, Meta policies, and insurance regulations.
Who we are
AWH Appointed Worldwide Holdings (AWH) provides insurance products and financial services tailored to meet your needs. Our website address is https://appointedllc.com. This Privacy Policy applies to all personal information collected via our website, online platforms, or interactions through advertisements, including Meta (Facebook, Instagram, etc.) ads.
What Information We Collect?
We may collect the following types of personal information:
Personal Identification Information: This may include your name, phone number, email address, mailing address, and date of birth when you contact us or request more information about our services.
Financial Information: As part of offering insurance services, we may collect financial information, including income level, Social Security number, and employment details, for underwriting and qualification purposes. We do not collect financial information (such as bank account or credit card details) via Meta ads.
Technical Data: Information such as IP address, browser type, operating system, device identifiers, and browsing behavior on our site, which may be collected automatically through cookies or third-party analytics tools.
Health Information (for Insurance Products): To provide certain insurance products, such as life or health insurance, we may collect limited health-related information, in compliance with HIPAA regulations.
How We Use Your Information?
We collect your information to provide, improve, and communicate our services, including:
Processing insurance applications, claims, and payments.
Offering tailored insurance products based on your needs.
Responding to inquiries submitted through our website or Meta advertisements.
Complying with applicable legal and regulatory obligations.
Ensuring compliance with data privacy laws, Meta policies, and insurance regulations in the USA.
Who We Share Your Data With
We may share your personal information in the following circumstances:
With Our Service Providers: We may share your personal information with trusted third-party service providers, including underwriters, financial institutions, and legal advisors, to help provide our services. These third parties are required to handle your information in accordance with applicable privacy laws.
With Regulatory Authorities: In compliance with U.S. laws and insurance regulations, we may disclose personal information to government or regulatory bodies when required by law.
With Meta (Facebook, Instagram, etc.): We may use data for retargeting or ad personalization purposes, but we do not share sensitive or personally identifiable information such as Social Security numbers or financial details through Meta’s platforms.
We will never sell your personal information to third parties.
Your Rights Under U.S. Data Privacy Laws
As a U.S. citizen, you may have rights under state and federal data protection laws such as the California Consumer Privacy Act (CCPA) and the Gramm-Leach-Bliley Act (GLBA). These rights include:
Right to Access: You have the right to request access to the personal information we have collected about you.
Right to Correction: You can request the correction of any inaccurate information we have collected about you.
Right to Deletion: You have the right to request the deletion of your personal information unless it is needed to fulfill legal obligations (e.g., retaining records for regulatory purposes).
Right to Opt-Out of Sale: Although we do not sell personal data, you have the right to opt out of the sale of your personal information under CCPA if applicable.
Right to Data Portability: You may request a copy of the personal data we hold about you in a commonly used and machine-readable format.
Types of Cookies We Use:
Essential Cookies: Necessary for the functioning of the website.
Performance and Analytics Cookies: Used to understand how visitors interact with our site, enabling us to improve user experience.
Embedded Content from Other Websites
Articles or blog posts on this site may include embedded content (e.g., videos, images, or articles). Embedded content from other websites behaves as though the visitor has visited the other website. These websites may collect data about you, use cookies, and track your interactions. We encourage you to review their privacy policies before interacting with such content.
How Long We Retain Your Data?
We retain your personal information for as long as necessary to fulfill the purposes for which it was collected, including for the purposes of satisfying any legal, accounting, or reporting requirements.
Comments: If you leave a comment, it and its metadata are retained indefinitely.
User Profiles: For users registered on our website, we store the personal information they provide in their user profile until it is updated or deleted.
Children’s Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect or solicit personal information from children under 18 years of age. If we learn that we have inadvertently collected such information, we will delete it as quickly as possible.
Meta Advertising Policies In compliance with Meta’s advertising policies, we ensure that:
Our ads targeting insurance products are restricted to users aged 18 and older.
We do not request personally identifiable financial information such as Social Security numbers, bank account details, or credit/debit card numbers directly via Meta ads.
We adhere to Meta’s guidelines on user privacy and data collection.
Your Consent
By using our website and engaging with our services, you consent to the collection and use of your personal information as outlined in this Privacy Policy.
Changes to This Privacy Policy
We reserve the right to update this Privacy Policy from time to time to reflect changes in our practices or relevant legal requirements. Any updates will be posted on this page with the date of revision.
If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
Contact Us
If you have any questions about this Privacy Policy or wish to exercise your rights, you can contact us at:
AWH Appointed Worldwide Holdings
Email: info@appointedllc.com
